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Tip Stack is a non-custodial tipping and monetization platform built on Solana. It bridges Web2 accessibility and Web3 execution: supporters can pay with a credit card or bank transfer, while every crypto settlement happens on-chain and lands directly in the creator’s self-custody wallet — with no platform intermediary ever holding the funds.

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Who is Tip Stack for?

Tip Stack serves three distinct groups:
  • Creators — musicians, developers, streamers, writers, artists, and anyone who wants a direct monetization channel from their audience.
  • Supporters — fans and community members who want to send a tip using the payment method they prefer, whether that’s SOL, USDC, or a Nigerian Naira bank transfer.
  • Developers — teams who want to add a tipping layer to their own product using the embeddable widget or the REST API.

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Key features

Non-Custodial by Design

Crypto tips are routed directly from the supporter’s wallet to the creator’s wallet on-chain. Tip Stack never holds your crypto funds.

Hybrid Payment Rails

Accept SOL, USDC, or any SPL token with automatic token conversion. Nigerian creators can also receive fiat tips via credit card and bank transfer in NGN.

Embeddable Widget

Drop a two-line snippet onto any website — WordPress, Webflow, Shopify, or custom HTML — and a full tipping interface appears in an isolated iframe with your branding.

Solana Blinks

Your tip link doubles as a Solana Action (Blink). Supporters on mobile can pay in one tap via a native wallet deep link without ever leaving the app they’re using.

Real-Time Analytics

The creator dashboard tracks total tips received, top supporters, and trends — so you always have a live view of your earnings.

Fiat Off-Ramp (NGN)

Nigerian creators can convert on-chain earnings to Nigerian Naira and withdraw to a local bank account directly from the dashboard.

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Platform fees

Tip Stack charges a percentage fee per transaction — approximately 2% for crypto tips and approximately 5% for fiat (NGN) tips. There are no monthly fees, no withdrawal fees, and no hidden charges.
The fee is always deducted at the point of settlement. For crypto tips the creator receives approximately 98% of the tipped amount; for NGN fiat tips the creator receives approximately 95%. You never owe anything after the fact.

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Two user roles

Creator (Receiver)

Connect a Solana wallet or sign up with email to get a secure embedded wallet provisioned instantly. Set up your profile, share your link, and receive tips directly on-chain. Use the dashboard to track earnings and initiate fiat off-ramp.

Supporter (Tipper)

Visit a creator’s page or embedded widget. Choose an amount, pick your payment method (crypto or card), optionally leave a message, and confirm. No account required to send a tip.

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How payments work

Tip Stack supports two payment rails that can be active simultaneously:
  • Crypto rail — Supporters pay with SOL, USDC, or any SPL token held in their Solana wallet. Token conversions are handled automatically so the creator always receives a consistent output token. The transaction settles on Solana in seconds.
  • Fiat rail (NGN) — Supporters pay with a Nigerian Naira credit card or bank transfer. After the payment is confirmed, the creator’s Tip Stack balance is credited and can be withdrawn to a local bank account at any time.
For a detailed walkthrough of each flow, see the How It Works page.